First Home Buyer

Are you buying your first home in New South Wales? You might be eligible for government assistance for home buyers, which includes a stamp duty exemption or discount. Specifically, there's no stamp duty for homes valued up to $800,000, while homes priced between $800,000 and $1 million receive a discounted stamp duty. If you're considering vacant land, you can enjoy a full exemption up to $350,000 and concessions up to $450,000. To qualify for this assistance, you need to be an Australian citizen or permanent resident, purchasing your first home to live in. Additionally, you must move in within 12 months and stay for at least a year as part of the home loan process.

We’ll provide you with loan options that are right for your situation, including options for government assistance for home buyers, and help you choose the best one. Then we’ll prepare the application for the chosen lender as part of the home loan process.

Once the lender has assessed and accepted your application, they will provide a conditional approval, also known as pre-approval. With this pre-approval in hand, you can confidently go shopping for your first home, especially if you're looking into government assistance for home buyers to help navigate the home loan process.

Unconditional approval, also known as formal approval, is granted once the lender has everything they need, and a formal approval letter will be issued. This signifies that your loan is fully locked in, which can be particularly beneficial for those seeking government assistance for home buyers during the home loan process.

Once you've received your loan docs, we'll guide you through the home loan process, clarify any doubts, and ensure everything is signed, sealed, and delivered smoothly, especially if you're looking into government assistance for home buyers.

Your solicitor or conveyancer will arrange the settlement directly with the lender on the date specified within the contract of sale. If you are utilizing government assistance for home buyers, any funds you are contributing towards the purchase will need to be made available for settlement as part of the home loan process.

Congrats, you are now officially a First Home Owner! Our journey with you doesn’t end here; we’ll keep in touch to ensure your home loan continues to be the right option for you now and into the future. We can also provide information on government assistance for home buyers to help you navigate the home loan process effectively.

Are you buying your first home in New South Wales? You might be eligible for government assistance for home buyers, which includes a stamp duty exemption or discount. Specifically, there's no stamp duty for homes valued up to $800,000, while homes priced between $800,000 and $1 million receive a discounted stamp duty. If you're considering vacant land, you can enjoy a full exemption up to $350,000 and concessions up to $450,000. To qualify for this assistance, you need to be an Australian citizen or permanent resident, purchasing your first home to live in. Additionally, you must move in within 12 months and stay for at least a year as part of the home loan process.

We’ll provide you with loan options that are right for your situation, including options for government assistance for home buyers, and help you choose the best one. Then we’ll prepare the application for the chosen lender as part of the home loan process.

Once the lender has assessed and accepted your application, they will provide a conditional approval, also known as pre-approval. With this pre-approval in hand, you can confidently go shopping for your first home, especially if you're looking into government assistance for home buyers to help navigate the home loan process.

Unconditional approval, also known as formal approval, is granted once the lender has everything they need, and a formal approval letter will be issued. This signifies that your loan is fully locked in, which can be particularly beneficial for those seeking government assistance for home buyers during the home loan process.

Once you've received your loan docs, we'll guide you through the home loan process, clarify any doubts, and ensure everything is signed, sealed, and delivered smoothly, especially if you're looking into government assistance for home buyers.

Your solicitor or conveyancer will arrange the settlement directly with the lender on the date specified within the contract of sale. If you are utilizing government assistance for home buyers, any funds you are contributing towards the purchase will need to be made available for settlement as part of the home loan process.