Refinancing your existing home loan can be a great way to secure a lower interest rate, access equity in your home for a renovation or consolidate other debts into one easy to manage repayment. Interest rates are different with each lender and there are plenty of great offers available including cash back incentives, so there is no better time than now to see how much you could save by refinancing with Rhythm Finance Co. We offer a home loan review, where we’ll compare hundreds of options to find the right home loan for your needs.
Here are some common reasons to refinance:
Save Money
Securing a lower interest rate can save you money and reduce your monthly repayments, fixing a portion or all of your home loan can save you money and provide certainty.
Access Equity
Unlocking equity in your home can provide finance to do a renovation, install a swimming pool or give you capital for an investment.
Consolidating debts
Other debts like credit cards and personal loans can be consolidated into a home loan with a lower interest rate and one easy to manage repayment.
Loan features
Changing your loan to access features such as redraw or offset accounts can save you money and help to simplify your finances.
Change in personal circumstances
Other planned or unexpected changes to your personal circumstances such as having a baby or going through a divorce can be reasons to refinance.
Whatever your motivation is to refinance, we’d love to help find the loan option that’s right for you and we’ll do all the work as part of our service. If refinancing isn’t the best option for you, we’ll tell you straight and provide some alternatives that can help save you money with your existing lender like seeking a lower interest rate or switching your loan type.
At Rhythm Finance Co we’ll help you navigate every step of the process, so that you can relax knowing we’re working hard for you. We don't charge any fees for our service, because the lender pays us once your loan has settled. It’s important to understand that we work exclusively for you and your best interests. Rhythm Finance Co is family owned, our brokers are local to the Coffs Coast and are keen to help you with your refinance.
